Our partnership with FairQuid makes applying for a loan with JTCU via your workplace quick and simple with repayments to your loan made through the payroll deduction straight from your wages. The online application portal means you can apply at a time most suitable for you.
The FairQuid payroll deduction loan scheme is available to all workers at the WEC Engineering Group, Blackburn with Darwen Borough Council and Heritage Envelopes who have been with the employer for at least 12 months.
To apply for a loan through FairQuid, you will need a recent payslip to create an account. Your application will be emailed through to our loans team who aim to have a decision for you within 1 working day. If your loan is approved you can have peace of mind that your loan repayments will be made directly from your wages, meaning there's no need to worry about remembering to make a payment.
Our save-as-you-borrow scheme means that even while you have a loan with us, your savings can continue to grow. We hope by encouraging our members to save even small amounts whilst they borrow that we can help our members move away from high cost lenders by helping them have their own little nest egg to fall back on.
Employees can continue to save through the payroll deduction scheme even once their loan has been repaid, making building up a pot of savings even easier.
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We are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulatory Authority.
FRN 213662 | Registered Credit Union No. 450c
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